The Women’s Self-Help Group (SHG) Subsidy Scheme has been introduced to provide financial support to eligible women’s self-help groups belonging to the Christian community in Karnataka. Under the scheme, eligible groups can receive a subsidy of 50% of the unit cost or up to a maximum of ₹2 lakh, subject to the applicable conditions.
The financial assistance is intended to encourage women to take up self-employment and income-generating activities. The subsidy is linked to loans obtained from nationalised banks, scheduled banks, or financial institutions recognised by the RBI for eligible self-employment activities.
Women’s self-help groups that meet the prescribed conditions can submit their applications online before the deadline.
Last Date to Apply
The last date for submitting applications is September 30, 2026.
Applicants are advised to complete the registration and application process before the deadline and ensure that all required documents are uploaded correctly.
Who Can Apply?
The scheme is available to eligible women’s self-help groups belonging to the Christian community. The following conditions apply:
- Members of the SHG must be permanent residents of Karnataka.
- The group should have between 10 and 20 women members.
- Only one member from a family can participate in the SHG under the scheme.
- The annual family income of each member should not exceed ₹6 lakh.
- Members should be between 18 and 55 years of age.
- The SHG must be registered under NRLM or NULM.
- No member’s family should have a person employed by the State or Central Government.
- Members or their family members should generally not have received a loan or subsidy from the corporation during the previous five years, except under specified education-related loan schemes.
- Members must not be defaulters with the corporation.
The SHG should also be functioning regularly and maintaining proper records.
Other Important Conditions
The self-help group should conduct regular meetings, with at least one meeting every month. Members are expected to maintain regular savings and provide internal loans to group members according to their requirements.
Groups that demonstrate good repayment practices for internal loans may receive greater priority while considering subsidy assistance.
The SHG must also maintain its registers, meeting records, financial documents and other prescribed books properly.
Another important requirement is that the group should have been formed for at least six months before applying for assistance under the scheme.
Documents Required
Applicants should keep the following documents ready for the online application:
- Project report describing the proposed self-employment activity
- Copy of the SHG bank passbook
- Group photograph of all SHG members
- Copy of the SHG general body meeting proceedings/register
- SHG registration certificate issued under NRLM/NULM
- Affidavit prepared on a ₹100 e-stamp paper
- Other documents that may be requested during the application process
Applicants should ensure that the information in their documents matches the details entered in the application form.
How to Apply Online?
Eligible women’s self-help groups can apply through the online portal of the Karnataka Christian Community Development Corporation.
Step 1: Visit the official website of the Karnataka Christian Community Development Corporation through the online application link.
Step 2: Find the section for the “Subsidy Scheme for Women’s Self-Help Groups” and click on the “Apply” option.
Step 3: New users must complete registration. Enter the required 10-digit mobile number, receive the OTP and complete the user registration process. Create a password and log in to the portal.
Step 4: After logging in, the online application form will open. Enter all required information carefully and upload the necessary documents.
Step 5: Review the application and uploaded documents before submitting it. Click the “Submit” button to complete the application process.
Purpose of the Scheme
The SHG subsidy programme is intended to promote self-employment and improve the economic independence of women. By providing financial assistance linked to eligible institutional loans, the programme can help qualifying groups establish or expand suitable income-generating activities.
Women’s self-help groups should carefully verify the eligibility conditions, prepare the required documents and submit their applications before September 30, 2026.
Before applying, applicants should also check the official portal for the latest instructions, scheme conditions and any updates regarding the application process.
