SHG Subsidy Scheme 2026 : Women’s Self-Help Groups Can Get Up to ₹2 Lakh Assistance

The Karnataka Christian Community Development Corporation has invited applications from eligible women’s Self-Help Groups (SHGs) belonging to the Christian community under its Women’s Self-Help Group Subsidy Scheme.

Through this initiative, eligible groups can receive financial assistance of 50% of the unit cost or up to ₹2 lakh, whichever is lower. The subsidy is intended to help women start or expand self-employment activities and improve their financial independence.

The scheme supports loans obtained by eligible SHGs from nationalized banks, scheduled banks and other financial institutions recognized by the RBI. Interested groups should submit their applications within the prescribed deadline.

SHG Subsidy Scheme 2026: Key Details

ParticularDetails
SchemeWomen’s Self-Help Group Subsidy Scheme
BeneficiariesEligible women’s SHGs from the Christian community
Maximum SubsidyUp to ₹2 lakh
Subsidy Rate50% of the eligible unit cost
Application ModeOnline
Implementing OrganizationKarnataka Christian Community Development Corporation
Last DateSeptember 30, 2026

Who Can Apply?

The scheme is available to women’s Self-Help Groups that meet the conditions prescribed by the corporation.

The SHG members must belong to the Christian community and should be permanent residents of Karnataka. Each group should generally have between 10 and 20 women members.

Only one person from a family can become a member of the SHG for the purpose of the scheme. The annual family income of each member should not exceed ₹6 lakh.

Members should be between 18 and 55 years of age. The SHG should also be registered under NRLM or NULM.

Families of the participating members should not include employees of the State or Central Government. Applicants who have already received certain loans or subsidies from the corporation during the preceding five years may also be ineligible, subject to the scheme’s specified exceptions.

Members should not be defaulters with the corporation.

Conditions for Self-Help Groups

The group is expected to conduct regular meetings, with at least one meeting every month. Members should maintain regular savings and use the group’s savings, where applicable, to provide internal loans to members according to their needs.

Groups with a good record of internal-loan repayment may receive preference while assistance is considered.

Proper maintenance of SHG records and registers is also important. The group should have been established for at least six months before becoming eligible for assistance under the scheme.

Documents Required

Applicants should keep the necessary documents ready before beginning the online application process. These may include:

  • Project report describing the proposed self-employment activity
  • Copy of the SHG bank passbook
  • Group photograph of all SHG members
  • Copy of the SHG general meeting proceedings/register
  • SHG registration certificate issued under NRLM/NULM
  • Affidavit prepared on ₹100 e-stamp paper
  • Other documents requested by the corporation during verification

Applicants should ensure that the information in their documents matches the details entered in the application.

How to Apply Online?

Eligible women’s Self-Help Groups can submit applications through the official online system of the Karnataka Christian Community Development Corporation.

Step 1: Visit the Official Website

Open the corporation’s official website and select the Online Application option.

Step 2: Select the SHG Subsidy Scheme

From the available schemes, find “Subsidy Scheme for Women’s Self-Help Groups” and select the application option provided next to it.

Step 3: Complete Registration

Applicants using the portal for the first time should select the registration option. Enter the required 10-digit mobile number and complete OTP verification. Create the necessary login credentials and proceed to sign in.

Step 4: Fill Out the Application

After logging in, the online application form will appear. Enter the required information regarding the SHG, its members, bank account, proposed self-employment activity and other requested details.

Upload the necessary documents in the specified format and carefully check all information before submission.

Finally, select the Submit option to complete the application. Applicants should retain the acknowledgement or application reference details for future use.

Application Deadline

The last date mentioned for submitting applications under this scheme is September 30, 2026. Eligible SHGs should complete the registration, document preparation and online submission before the deadline.

Conclusion

The Women’s Self-Help Group Subsidy Scheme provides an opportunity for eligible Christian women’s SHGs in Karnataka to obtain financial support for self-employment activities. Under the scheme, assistance can be provided at 50% of the eligible unit cost, subject to a maximum of ₹2 lakh.

Women’s Self-Help Groups planning to apply should carefully check the latest official guidelines, eligibility requirements and documentation requirements before submitting their applications online.

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