Swavalambi Sarathi Scheme 2026 : Apply for Vehicle Subsidy of Up to ₹3 Lakh

The Karnataka Minorities Development Corporation (KMDC) has invited online applications under the Swavalambi Sarathi Scheme to provide financial assistance to eligible members of minority communities who wish to purchase a taxi, goods vehicle or passenger auto-rickshaw.

The programme is intended to encourage self-employment by helping eligible applicants acquire vehicles that can be used to generate a regular source of income. Applicants who satisfy the prescribed conditions can receive a subsidy linked to the cost of the vehicle, subject to the maximum amount fixed for each category.

Those interested in taking advantage of the scheme should carefully check the eligibility conditions, required documents and application procedure before submitting their forms.

Swavalambi Sarathi Scheme – Subsidy Details

Under the current scheme guidelines, eligible beneficiaries purchasing a taxi or goods vehicle can receive financial assistance equivalent to 50% of the vehicle’s value or up to ₹3 lakh, whichever is lower.

For applicants purchasing a passenger auto-rickshaw, the maximum subsidy available is ₹75,000.

The remaining amount required for purchasing the vehicle is expected to be financed through a bank loan. Applicants are required to submit documentation from the concerned bank confirming the sanction or availability of the loan amount for the balance cost.

The subsidy is therefore designed to reduce the applicant’s financial burden while supporting the purchase of a vehicle for self-employment.

Application Deadline

Eligible candidates should submit their online applications within the notified application period.

Last date mentioned in the notification: 25 September 2026

Applicants should verify the latest official notification before applying, particularly if an extension or revised schedule has been announced.

Who Is Eligible?

The Swavalambi Sarathi Scheme is intended for eligible residents of Karnataka belonging to recognised minority communities.

The major eligibility requirements include:

  • The applicant must be a permanent resident of Karnataka.
  • The applicant should belong to a recognised minority community, including Muslim, Christian, Jain, Buddhist, Sikh or Parsi communities.
  • The applicant’s age should generally be between 18 and 55 years.
  • Annual income from all sources should be below ₹6 lakh.
  • The applicant must possess a valid driving licence issued by the Regional Transport Authority.
  • No member of the applicant’s family should be employed by the Central or State Government.
  • The applicant or their family members should not have received loan assistance under another government or corporation scheme during the previous five years, subject to the exemptions specified in the official notification.

Applicants should confirm all conditions in the latest KMDC notification before completing the application.

Documents Needed

Applicants should keep clear copies of the following documents ready:

  • Aadhaar card
  • Valid driving licence
  • Bank passbook
  • Minority/community and income certificate
  • Price quotation for the vehicle proposed to be purchased
  • Self-declaration form prescribed by the corporation
  • Active mobile number

Additional documents may be requested during verification depending on the application and vehicle category.

How to Apply Online

The application can be submitted through the KMDC’s online portal.

Step 1: Visit the official Karnataka Minorities Development Corporation online application portal.

Step 2: Select the Swavalambi Sarathi Scheme from the available schemes and choose the option to apply online.

Step 3: Enter your registered 10-digit mobile number and complete OTP verification.

Step 4: Log in and provide the requested personal, income, community and vehicle-related information.

Step 5: Upload the required documents in the prescribed format.

Step 6: Carefully review every detail before submitting the application. After checking the information, click the Submit button and retain the application acknowledgement or reference details for future use.

Applicants who are not comfortable completing the online process themselves can approach a nearby Grama One centre with the necessary documents and seek assistance with submitting the application.

Get More Information

For clarification regarding the Swavalambi Sarathi Scheme, applicants can contact the Karnataka Minorities Development Corporation through its designated support channels.

KMDC Helpline: 8277799990

Conclusion

The Swavalambi Sarathi Scheme provides a potential avenue for eligible minority-community applicants in Karnataka to obtain financial assistance toward purchasing a vehicle for self-employment. The maximum assistance can reach ₹3 lakh for eligible taxis and goods vehicles, while passenger auto-rickshaw applicants can receive assistance of up to ₹75,000, subject to the applicable conditions.

Before submitting an application, candidates should verify their eligibility, prepare the required documents and check the latest official notification for deadlines and other requirements. Applicants should also rely on the official KMDC portal for the most recent information rather than unofficial messages or third-party claims.

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