Higher education can open the door to better career opportunities, but the cost of professional courses often creates financial difficulties for students from economically weaker families. For many talented young women, paying college fees, hostel charges and other educational expenses can become a major challenge.
To help deserving female students overcome these financial barriers, the Kotak Education Foundation, in association with the Kotak Mahindra Group, offers the Kotak Kanya Scholarship 2026-27.
Through this scholarship programme, eligible and selected students can receive financial assistance of up to ₹1.5 lakh per academic year to pursue professional undergraduate studies at recognised institutions in India.
The scholarship primarily focuses on supporting academically talented girls who have completed their Class 12 examinations and obtained admission to eligible professional degree programmes. Along with financial assistance, the initiative aims to encourage higher education, career development and greater independence among young women.
Students planning to pursue courses such as Engineering, MBBS, Architecture, Law and other eligible professional programmes can explore the scholarship requirements and application procedure.
In this article, you will find complete information about the Kotak Kanya Scholarship 2026-27, including its eligibility criteria, scholarship amount, eligible courses, required documents, application process and important deadline.
Kotak Kanya Scholarship 2026-27: An Introduction
The Kotak Kanya Scholarship is an educational support initiative introduced by the Kotak Mahindra Group through the Kotak Education Foundation.
Its main purpose is to provide financial assistance to academically promising female students who come from financially disadvantaged backgrounds.
Many students achieve excellent results in their school examinations but cannot afford the expenses associated with professional higher education. This scholarship seeks to address that problem by providing financial support throughout the eligible undergraduate programme.
The scheme is intended for students entering the first year of professional graduation during the 2026-27 academic session.
Apart from financial assistance, the programme also focuses on the overall development of selected students. Depending on the programme arrangements, beneficiaries may receive mentoring, career guidance, life-skills training and well-being support.
The initiative aims to help young women continue their education without placing an excessive financial burden on their families.
Kotak Kanya Scholarship 2026-27 – Important Details
Students should first understand the basic details of the scholarship before beginning the application process.
| Particulars | Details |
|---|---|
| Scholarship Name | Kotak Kanya Scholarship |
| Academic Session | 2026-27 |
| Implementing Organisation | Kotak Education Foundation |
| Associated Organisation | Kotak Mahindra Group |
| Scholarship Category | Higher Education Scholarship |
| Eligible Applicants | Girl Students |
| Scholarship Amount | Up to ₹1.5 lakh per year |
| Minimum Class 12 Marks | 75% or equivalent CGPA |
| Maximum Annual Family Income | ₹6 lakh |
| Course Level | Undergraduate Professional Courses |
| Admission Requirement | First-year admission in 2026-27 |
| Application Method | Online |
| Application Platform | Buddy4Study |
| Reported Last Date | November 15, 2026 |
Important: Applicants should verify the current scholarship notification and application status before submitting their forms. The final conditions and closing date are determined by the official scholarship authorities.
Who Is Eligible for the Kotak Kanya Scholarship 2026-27?
Not every student applying for financial assistance will automatically qualify for this programme. Applicants must satisfy the academic, financial and admission-related requirements prescribed for the scholarship.
The major eligibility conditions are explained below.
1. Only Female Students Can Apply
The scholarship is designed specifically for girl students. Eligible female candidates from different states and union territories of India can submit their applications.
There is no restriction to a particular state, provided the applicant meets the remaining eligibility requirements.
2. Minimum 75% Marks in Class 12
Applicants must have secured at least 75% marks or an equivalent CGPA in their Class 12 board examinations.
Students who have performed well academically should keep their original marksheets ready because academic records may be required during application verification.
3. Family Income Must Be Within the Prescribed Limit
The annual family income of the applicant should not exceed ₹6 lakh.
This income condition is intended to ensure that scholarship assistance reaches students who genuinely require financial support to continue their education.
Applicants may need to submit valid income certificates or other accepted financial documents as proof.
4. Admission to a Professional Undergraduate Course
Students must have secured admission to the first year of an eligible professional undergraduate degree programme during the 2026-27 academic year.
Admission should be obtained at an institution meeting the programme’s prescribed requirements, such as an eligible NIRF-ranked or NAAC-accredited institution.
Students should confirm that their college and selected course are accepted under the current scholarship guidelines.
5. Certain Employees’ Children Are Not Eligible
Children of employees working with the following organisations are excluded from the scholarship, according to the stated eligibility conditions:
- Kotak Mahindra Group
- Kotak Education Foundation
- Buddy4Study
Applicants should carefully review all exclusion conditions before completing registration.
Which Courses Are Covered Under the Kotak Kanya Scholarship?
The scholarship supports female students pursuing selected professional undergraduate programmes.
Some of the major eligible courses mentioned in the programme information include:
Engineering: Students admitted to eligible undergraduate engineering programmes can apply, subject to institutional requirements.
Medical Studies (MBBS): Female students who have obtained admission to an eligible MBBS programme may be considered.
Architecture: Students pursuing professional architecture degrees can explore this scholarship opportunity.
Design: Eligible undergraduate design programmes may also come under the scholarship.
Integrated LLB: Students admitted to five-year integrated law programmes can apply if they satisfy the applicable conditions.
Integrated BS-MS: Eligible students pursuing integrated science programmes may also qualify.
BS-Research Programmes: Selected research-oriented undergraduate programmes at institutions such as IISER and IISc Bangalore are included in the listed course categories.
Other professional undergraduate programmes may also be considered depending on the scholarship’s official course list.
Students are advised not to assume that every undergraduate degree is covered. They should check the approved course and institution requirements on the application portal.
Kotak Kanya Scholarship Amount 2026-27
One of the most important features of this scholarship is the financial assistance available to selected candidates.
Eligible beneficiaries can receive up to ₹1,50,000 per year to support their professional education.
This amount can help families manage different academic and education-related expenses.
The assistance is intended to reduce the financial pressure on students and allow them to concentrate on their studies.
Expenses That Can Be Covered
The scholarship support may be used towards several educational requirements, including:
- College tuition fees.
- Hostel and accommodation expenses.
- Internet and other study-related costs.
- Transportation expenses.
- Purchase of a laptop or other educational equipment.
- Textbooks, reference materials and stationery.
- Other permitted education-related expenses.
The actual amount awarded and the expenses accepted under the scholarship will depend on the programme’s rules and approval process.
Is the Scholarship Available Every Year?
The programme is designed to provide financial support during the eligible professional degree.
However, continuation of assistance is subject to the scholarship renewal policy, academic progress, submission of required documents and other conditions prescribed by the foundation.
Students should understand that receiving the scholarship in the first year does not necessarily guarantee automatic renewal for every subsequent year.
Documents Required for Kotak Kanya Scholarship 2026-27
Before filling out the online application, students should arrange the necessary documents.
Submitting clear and valid documents can help avoid unnecessary delays during the verification process.
The following documents may be required:
- Class 12 marksheet showing academic performance.
- Income certificate or other accepted family income proof.
- Parents’ or guardians’ Income Tax Return for FY 2025-26, if available or requested.
- College fee structure for the 2026-27 academic year.
- Bonafide student certificate issued by the educational institution.
- College admission confirmation or seat allotment letter.
- Entrance examination scorecard, wherever applicable.
- Masked Aadhaar card.
- Bank passbook or accepted bank account details.
- Recent passport-size photograph.
- Disability certificate, if applicable.
- Parent’s death certificate in applicable single-parent or orphan cases.
- House photographs, if specifically requested by the scholarship authorities.
Document verification tip: Ensure that the applicant’s name, date of birth and other personal details are consistent across the uploaded documents. Upload readable copies in the file formats and sizes accepted by the application portal.
How to Apply Online for Kotak Kanya Scholarship 2026-27?
The application process is conducted online through the scholarship application platform associated with Buddy4Study.
Students should use the official scholarship listing and carefully follow the instructions displayed during registration.
Here is a step-by-step guide.
Step 1: Visit the Official Scholarship Website
First, visit the official website of the Kotak Education Foundation.
Search for the Kotak Kanya Scholarship 2026-27 programme and read the latest application notification.
Step 2: Open the Application Link
Locate the scholarship application option and select the Apply Now link.
You may be redirected to the Buddy4Study platform, where the online application form is available.
Step 3: Register as a New Applicant
Students who do not already have an account must complete registration.
Registration may be completed using the available mobile number, email address or Google account options.
Provide the correct details and complete any verification process required by the portal.
Step 4: Log In to the Portal
After successful registration, log in using the registered account.
Search for the Kotak Kanya Scholarship 2026-27 application and open the relevant form.
Step 5: Enter Personal and Academic Information
The application form may request information such as:
- Full name of the student.
- Date of birth.
- Contact number and email address.
- Residential address.
- Class 12 examination details.
- Name of the college or university.
- Course and admission details.
- Family income information.
- Parent or guardian details.
Enter the information carefully and ensure that it matches the supporting documents.
Step 6: Upload the Required Documents
Upload all documents requested in the application form.
Check that the uploaded marksheets, income proof, admission documents and bank details are clear and readable.
If any document is missing or incorrect, correct it before proceeding.
Step 7: Review the Application
Before final submission, carefully review the entire form.
Pay particular attention to academic marks, family income, college admission information and contact details.
Incorrect information may create problems during the verification stage.
Step 8: Submit the Application
Once everything has been checked, submit the completed application.
Save the acknowledgement, application number or confirmation message for future reference.
Students should also monitor their registered email address and mobile number for scholarship-related notifications.
Kotak Kanya Scholarship 2026-27 Last Date
According to the Buddy4Study listing mentioned in the available scholarship information, the reported final date for submitting applications is:
November 15, 2026.
However, there are differences between scholarship-related online listings. Some sources have also mentioned September 30, 2026, as the closing date.
Because of these conflicting dates, students should not rely entirely on third-party articles.
The safest approach is to visit the live Buddy4Study application page and check whether registration and submission are still open.
Applicants are encouraged to complete their forms as early as possible instead of waiting until the final day.
Important Tips Before Submitting Your Application
Students can avoid common application problems by following a few simple precautions.
Check your eligibility first: Confirm the minimum marks, annual family income and professional course requirements.
Verify your college: Make sure that the institution meets the scholarship’s prescribed recognition or ranking requirements.
Prepare documents in advance: Keep digital copies of all necessary certificates and admission records.
Enter accurate information: Any mismatch between the application and supporting documents may affect verification.
Use the official application link: Avoid submitting personal information through unknown websites or unofficial links.
Keep application details safe: Save the registration confirmation and application reference number.
Check your notifications: Regularly monitor your email and mobile number for updates, additional document requests or selection information.
Frequently Asked Questions (FAQs)
1. What is the Kotak Kanya Scholarship 2026-27?
The Kotak Kanya Scholarship is a financial assistance programme supported by the Kotak Education Foundation and the Kotak Mahindra Group. It helps eligible female students from economically weaker families pursue professional undergraduate education.
2. How much financial assistance is available?
Selected students can receive financial support of up to ₹1.5 lakh per academic year, subject to the programme’s terms and conditions.
3. What is the minimum percentage required in Class 12?
Applicants must generally have secured at least 75% marks or an equivalent CGPA in their Class 12 board examinations.
4. What is the maximum family income allowed?
The annual family income should not exceed ₹6 lakh.
5. Can Karnataka students apply?
Yes. The scholarship is open to eligible female students across India. Therefore, students from Karnataka can also apply if they fulfil all the prescribed requirements.
6. Can MBBS students apply for this scholarship?
MBBS is among the professional course categories mentioned in the scholarship information. Applicants must also meet the admission and institutional eligibility conditions.
7. Is Engineering included in the scholarship?
Yes. Eligible female students pursuing undergraduate engineering courses can apply, subject to the official course and college requirements.
8. Can students studying in private colleges apply?
Students admitted to eligible recognised institutions may be considered. However, applicants should verify whether their particular institution satisfies the scholarship requirements.
9. Is the scholarship amount paid every year?
The programme provides annual financial assistance, with continuation subject to renewal requirements and the foundation’s terms and conditions.
10. Where can I submit the application?
Applications are submitted online through the Buddy4Study platform linked to the scholarship programme.
11. What is the last date for application?
The reported deadline is November 15, 2026. Students should verify the live application status because other online listings have mentioned different dates.
12. Can I apply without a college admission letter?
The scholarship is intended for students who have secured admission to an eligible first-year professional course. Admission-related proof may therefore be required during the application process.
Important Links – Kotak Kanya Scholarship 2026-27
Students can use the following official resources to find scholarship information and application updates.
- Official Organisation: Kotak Education Foundation – https://www.kotakeducation.org/
- Application Platform: Buddy4Study – https://www.buddy4study.com/
- Scholarship Application: Search for Kotak Kanya Scholarship 2026-27 on the Buddy4Study portal.
Always confirm that you are accessing the correct scholarship application before entering personal or financial information.
Conclusion
The Kotak Kanya Scholarship 2026-27 provides an important opportunity for academically talented girls who want to pursue professional higher education but face financial difficulties.
With financial assistance of up to ₹1.5 lakh per year, the programme can help eligible students manage tuition fees, accommodation, learning materials and other educational expenses.
Students who have secured at least 75% in Class 12, belong to families with an annual income of up to ₹6 lakh and have obtained admission to an eligible professional undergraduate course should carefully examine this opportunity.
Before applying, make sure that you satisfy the academic and financial requirements, arrange all supporting documents and verify your college eligibility.
The reported application deadline is November 15, 2026. Since different online listings have mentioned different closing dates, applicants should check the latest information directly on the official scholarship application platform.
Disclaimer: This article is intended solely for general informational purposes. Scholarship eligibility, award amounts, renewal conditions, document requirements and application deadlines are subject to the official guidelines of the Kotak Education Foundation. Meeting the eligibility criteria does not guarantee selection or scholarship approval.
