The Karnataka Veerashaiva Lingayat Development Corporation has invited applications for the Kayaka Kiran Scheme (Self-Employment Direct Loan Scheme) for the financial year 2026–27. The programme is designed to support eligible members of the Veerashaiva Lingayat community by providing financial assistance to start or expand self-employment activities.
Eligible applicants can receive a combination of government subsidy and low-interest loan assistance under the scheme. Applications can be submitted online through the designated government portals before the deadline.
Kayaka Kiran Scheme 2026: Financial Assistance
The amount of assistance depends on the proposed unit cost of the self-employment activity.
For a project with a unit cost of ₹1 lakh, eligible beneficiaries can receive a subsidy of up to ₹20,000, equivalent to 20% of the project cost. The remaining ₹80,000 can be provided as a loan at an annual interest rate of 4%.
For a project costing ₹2 lakh, applicants may receive a subsidy of up to ₹30,000, representing 15% of the project cost. The balance amount of ₹1.70 lakh can be provided as a loan at 4% annual interest.
Therefore, applicants should carefully check the applicable financial assistance before submitting their application.
Application Deadline
According to the information provided for the 2026–27 application cycle, the last date to submit an application is October 15, 2026.
Applicants are advised not to wait until the final day and should complete the application process well in advance.
Documents Required
Applicants may need to provide the following documents while applying:
- Aadhaar Card
- Caste Certificate
- Income Certificate
- Ration Card
- Bank Passbook copy
- Training Certificate, wherever applicable
- Recent photograph
Applicants should ensure that the details on their documents are accurate and consistent before uploading or submitting them.
Who Can Apply?
The scheme has specific eligibility conditions. Applicants should meet the following requirements:
- The applicant must be a permanent resident of Karnataka.
- The applicant must be between 18 and 55 years of age.
- The applicant must belong to an eligible category covered under the government order mentioned for the scheme, including the specified backward-class categories.
- The annual family income should generally not exceed ₹98,000 for rural applicants and ₹1.20 lakh for urban applicants.
- Applicants belonging to Category 1 are required to have at least a 7th-standard education, while applicants from the other specified categories should generally have completed 10th standard.
- The applicant should be unemployed and seeking financial support for self-employment.
- The applicant must not have already received a loan or other financial benefit under another government or corporation scheme for the same purpose.
- Only one member of a family can receive the benefit under the scheme.
The scheme also provides reservation provisions, including 50% allocation for women and 4% allocation for persons with disabilities, as stated in the scheme information.
How to Apply for Kayaka Kiran Scheme 2026
Eligible applicants can apply online through the Seva Sindhu portal. Applications may also be submitted through the relevant official website of the Karnataka Veerashaiva Lingayat Development Corporation.
Applicants who require assistance with the online process can also approach Grama One, Karnataka One or Bengaluru One centres with the necessary documents.
Before submitting the application, applicants should verify their eligibility, prepare all required documents and carefully enter their personal and banking information.
More Information
For additional details regarding the scheme, eligibility conditions, application procedure and assistance, applicants can contact the concerned corporation.
Helpline Numbers:
080-22865522
9900012351
9900012352
Applicants are encouraged to rely on official government or corporation sources for the latest updates, as eligibility conditions, deadlines and application procedures may be subject to change.
