For millions of women across Karnataka, the Gruhalakshmi Scheme has become a crucial source of monthly financial support. This initiative, launched by the state government, aims to empower women from economically weaker households by providing a monthly Direct Benefit Transfer (DBT) of ₹2,000. Over the years, the scheme has helped reduce financial stress in countless families, enabling women to take charge of household expenses more confidently.

Recently, beneficiaries across the state were eagerly waiting for the 22nd installment under the Gruhalakshmi Scheme. Many had been asking, “When will the next payment arrive?” or “Has the government released the pending installment?”
Now, finally, there is good news.

22nd Installment of Gruhalakshmi Scheme Released Across Karnataka

The Karnataka government has officially begun depositing the 22nd installment of ₹2,000 into the bank accounts of eligible women beneficiaries. According to field reports and bank updates, deposits have already begun in several districts, bringing immense relief to women who had been waiting for the funds for several weeks.

Districts Where Payments Have Already Started

Haveri
Davanagere
Mysuru
Kalaburagi
Vijayapura
Shivamogga
Tumakuru
…and many more.

Beneficiaries from these districts have confirmed receiving SMS notifications from their banks indicating successful DBT transfers. Messages such as “DBT CREDIT – Gruhalakshmi” or “SSP Payment” are appearing in bank alerts, signalling that the funds have been deposited.

Reason for Delay in Deposits

Though payments have begun, not every beneficiary has received the 22nd installment yet. The government has clarified that technical issues and banking network delays caused a slight hold-up in certain districts. However, officials have assured that every eligible woman will receive the payment soon, and the distribution process is currently underway across the state.

Many women experienced delays because:

Their bank accounts required Aadhaar seeding or KYC updates
There were mismatches in bank account names and Aadhaar details
Network failures in remote areas slowed DBT processing
Updating of beneficiary lists took longer than expected

Despite these challenges, the government is now actively working to ensure that no beneficiary is left out.

How Long Does DBT Transfer Usually Take?

Once the government releases a payment order, it typically takes 7 to 15 days for the DBT amount to reflect in a beneficiary’s bank account. This timeframe may vary based on:

Bank processing speeds
Aadhaar and account verification
Festival holidays or weekends
High load on banking servers

Beneficiaries are advised to check their accounts regularly during this period.

Check Your Payment Status: What You Should Do

To confirm whether the 22nd installment has been deposited into your account, you can follow any of these steps:

1. Check Your Bank SMS Alerts

Look for messages such as:

“DBT CREDIT – Gruhalakshmi”
“SSP Payment Received”
“State Government Transfer ₹2000”

2. View Your Bank Passbook or Mini Statement

Visit:

Your nearest ATM
Your bank branch
A micro-ATM operated by bank correspondents
Any Aadhaar-enabled payment system (AePS) machine in your village

3. Check the DBT Status Online (Portal Link Provided by Government)

Aadhaar number
Ration card number
Mobile number

You will be able to see:

Payment date
Amount released
Pending installments
Rejected payments due to errors

4. Use the DBT Mobile App

The dedicated mobile app allows you to track every installment under the Gruhalakshmi Scheme with real-time updates.

If the payment hasn’t been received yet, don’t panic — the government is transferring funds district by district.

Recent Payment Summary of Gruhalakshmi Scheme

Below is an updated breakdown of recent installments:

Installment	Status	Date	Scheme
24th Installment	Pending	To be updated	Gruhalakshmi
23rd Installment	Pending	To be updated	Gruhalakshmi
22nd Installment	Released	20-10-2025	Gruhalakshmi
21st Installment	Released	08-08-2025	Gruhalakshmi
20th Installment	Completed	05-06-2025	Gruhalakshmi
19th Installment	Completed	17-05-2025	Gruhalakshmi
18th Installment	Completed	30-03-2025	Gruhalakshmi
17th Installment	Completed	11-03-2025	Gruhalakshmi
16th Installment	Completed	26-02-2025	Gruhalakshmi

These dates show that the scheme has been running consistently, with regular transfers made to beneficiaries despite occasional delays.

Upcoming Installments: What to Expect

23rd Installment

The government has announced that the 23rd installment will be transferred by the last week of this month. Beneficiaries can expect the payment to reach their accounts soon after the official release order.

24th Installment

The 24th installment schedule will be released shortly. Once updated, the government will notify beneficiaries through official portals, district authorities, and media announcements.

Women are encouraged to keep their Aadhaar and bank details updated to avoid delays.

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Steps to Take If Money Has Not Been Credited

If you have not received the 22nd installment yet, follow these steps:

1. Check Aadhaar Seeding Status

Ensure that:

Your Aadhaar is linked with your bank account
Your mobile number is updated
KYC is complete

Without these, DBT transfers may fail.

2. Visit Your Local Government Office

You may consult:

Taluk Panchayat Office
Gram Panchayat Office
Women & Child Welfare Department
Village Accountant (VA) or PDO

They can check whether your name is included in the latest beneficiary list.

3. Verify Ration Card Details

If your ration card has errors or mismatched member names, it can lead to DBT rejection.

4. Contact Your Bank Branch

Banks can confirm:

Whether a payment attempt was made
If the transaction failed
Whether your account is active

5. Update Details on the DBT Portal

Corrections can be made if:

Bank account number has changed
Aadhaar is not linked
Mobile number is not updated

Why the Gruhalakshmi Scheme Matters So Much

The Gruhalakshmi Scheme has become a lifeline for countless households in Karnataka. The monthly ₹2,000 assistance helps women manage essential needs such as:

Groceries
Medical expenses
School supplies
Household bills
Transportation

For many families, especially those with irregular incomes, this scheme offers much-needed financial stability.

Empowering Women Across Karnataka

The scheme:

Encourages financial independence for women
Strengthens their decision-making power
Reduces dependence on moneylenders
Supports families living in rural and economically backward regions

Women beneficiaries have shared stories of how the monthly assistance has helped them buy essentials without stress, pay school fees on time, or even start small home-based businesses.

How the Government Ensures Transparency in Payments

The Karnataka government uses a robust DBT system designed to prevent corruption and ensure accountability. Key features include:

Aadhaar-based authentication
Automated bank transfers with no middlemen
Digitally updated beneficiary lists
Real-time tracking of payments
Dedicated helplines and grievance redressal mechanisms

This digital system ensures that the assistance reaches the right person at the right time.

Common Problems Faced by Beneficiaries and Their Solutions

1. Payment Failed Due to Inactive Bank Account

Solution: Visit the bank and reactivate the account or update passbook.

2. Aadhaar Not Linked

Solution: Link Aadhaar to bank account through bank branch or Aadhaar Seva Kendra.

3. Name Mismatch Between Aadhaar and Bank

Solution: Update name in either bank records or Aadhaar.

4. Mobile Number Not Updated

Solution: Update your mobile number in bank records for SMS alerts.

5. Beneficiary Name Missing from List

Solution: Contact Gram Panchayat office to verify eligibility and submit required documents.

Final Update: Check Your Account Today!

The Karnataka government has officially begun releasing the 22nd installment of the Gruhalakshmi Scheme. Payments are rolling out district by district, and most beneficiaries will receive funds within the next few days. If you haven’t checked your bank account yet, this is the right time to do so.

Look for DBT credit messages
Check your passbook or mini statement
Use the DBT portal to verify payment status

The government has assured that all eligible beneficiaries will receive the payment without fail.

Gruhalakshmi Scheme :ನಿಮ್ಮ ಮನೆಯಲ್ಲಿ ಗೃಹಲಕ್ಷ್ಮಿ ಯೋಜನೆಯ ಹಣ ಬರುತಿಲ್ಲವೇ…! ಕಾರಣ ತಿಳಿದುಕೊಳ್ಳಿ ಇಲ್ಲಿದೆ ಸಂಪೂರ್ಣ ಮಾಹಿತಿ…!