Swavalambi Sarathi Scheme 2026 : Get Up to ₹3 Lakh Vehicle Subsidy in Karnataka

The Karnataka Minority Development Corporation has invited online applications under the Swavalambi Sarathi Scheme for eligible members of minority communities who wish to purchase a taxi, goods vehicle, or passenger auto-rickshaw. The scheme is intended to support self-employment by helping eligible applicants obtain financial assistance for commercial vehicles.

Under the scheme, applicants can receive a subsidy of 50% of the vehicle cost, subject to a maximum of ₹3 lakh, for purchasing a taxi or goods vehicle. Those purchasing a passenger auto-rickshaw can receive financial assistance of up to ₹75,000. The remaining amount required for purchasing the vehicle must be financed through a bank loan, and applicants are required to submit the relevant bank loan or sanction documentation to the Corporation.

Last Date to Apply

The reported last date for submitting applications under the Swavalambi Sarathi Scheme is September 25, 2026. Eligible applicants are advised to complete the online application well before the deadline to avoid technical or documentation-related issues.

Who Can Apply?

Applicants must satisfy the eligibility conditions prescribed under the scheme. The major requirements include:

  • The applicant must be a permanent resident of Karnataka.
  • The applicant must belong to one of the recognized minority communities, including Muslim, Christian, Jain, Buddhist, Sikh, or Parsi communities.
  • The applicant’s age should generally be between 18 and 55 years.
  • The applicant’s annual family income from all sources must be below ₹6 lakh.
  • The applicant must possess a valid driving licence issued by the competent Regional Transport Authority.
  • No member of the applicant’s family should be employed by the Central or State Government.
  • The applicant or any family member should not have received a loan benefit under another government or Corporation scheme during the previous five years, except where specifically exempted, such as the Arivu and foreign education loan schemes.

Applicants should carefully verify the latest official notification before submitting their applications, as eligibility conditions may be subject to official guidelines.

Documents Required

Applicants should keep the following documents ready before beginning the online application:

  1. Aadhaar card
  2. Valid driving licence
  3. Bank passbook
  4. Minority/community certificate
  5. Income certificate
  6. Quotation or estimated price of the proposed vehicle
  7. Self-declaration form prescribed by the Corporation
  8. Active mobile number
  9. Bank-related documents, wherever required for vehicle financing

All documents should be clear and valid. Applicants should also ensure that the information entered in the online application matches their official documents.

How to Apply Online?

Eligible candidates can apply online using a mobile phone or computer. Applicants who are not comfortable completing the process themselves can also approach a nearby Grama One centre with the required documents.

First, visit the official Karnataka Minority Development Corporation application portal and look for the Swavalambi Sarathi Scheme option. Select the online application facility and enter your registered 10-digit mobile number. An OTP will be sent to the mobile number for verification.

After successful OTP verification, log in and provide the requested personal, income, bank, and vehicle-related information. Upload the required documents in the prescribed format and carefully check all details before submitting the application. Finally, click the Submit option and retain the application or acknowledgement details for future reference.

Helpline

For additional information or assistance regarding the scheme, applicants can contact the Karnataka Minority Development Corporation helpline at 8277799990.

The Swavalambi Sarathi Scheme can provide significant financial support to eligible minority-community applicants planning to start or expand a self-employment activity through a commercial vehicle. Applicants should verify the latest official notification, eligibility conditions, subsidy limits, and application deadline before submitting their forms.

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