In India, Life Insurance Corporation of India (LIC) is one of the most trusted and widely used insurance institutions. Almost every household has at least one or two LIC policies, taken either for life cover, savings, pension, or child education plans. However, many policyholders are not fully aware of how to check their LIC policy status, premium due dates, maturity details, or how many policies are registered in their name.
Earlier, customers had to visit LIC branch offices repeatedly or contact agents to get basic policy information. But with the growth of digital services and smartphones, LIC has introduced multiple online platforms that allow customers to manage their policies directly from their mobile phones. Today, you can check your policy status, premium amount, due date, maturity value, and even pay premiums online within minutes.
This article provides a complete step-by-step guide on how to:
- Check LIC policy status on mobile
- Find out how many LIC policies are in your name
- View premium and maturity details online
- Pay LIC premium online using multiple digital methods
- Use LIC mobile app and website
- Stay safe from online fraud and scams
About Life Insurance Corporation of India (LIC)
Life Insurance Corporation of India (LIC) is the largest and most trusted public sector insurance company in India. Established in 1956, LIC has served crores of Indian families by providing life insurance, savings, pension, and investment-linked policies.
Over the years, LIC has embraced digital transformation and introduced several online services to make policy management simple and convenient for customers. Today, LIC offers:
- Online policy registration
- Mobile app services
- Online premium payment
- Digital policy status tracking
- Customer support through chatbot and helpline
Thanks to these services, customers no longer need to depend solely on agents or branch visits for regular policy-related updates.
Why Checking LIC Policy Status Regularly Is Important
Many people purchase LIC policies and forget about them over time. This can lead to:
- Missed premium payments
- Policy becoming lapsed
- Loss of insurance benefits
- Delayed maturity claims
Regularly checking your LIC policy status helps you:
- Ensure your policy is active (Inforce)
- Track premium due dates
- Monitor bonus and maturity value
- Avoid penalties and late fees
- Plan your finances better
By using your smartphone, you can easily stay updated about your policy anytime, anywhere.
How to Find Out How Many LIC Policies Are in Your Name
Often, people purchase policies from different agents or at different times. Over the years, it becomes difficult to remember the exact number of policies or their details. Here are some ways to find out how many LIC policies are registered in your name:
1. Through LIC Official Website (Online Account)
If you have registered on the LIC customer portal, you can view all your policies in one place. After logging in with your user ID and password, the dashboard shows a list of all policies linked to your account.
2. Check Physical Policy Documents
If you have old policy bond documents, go through them and note down:
- Policy number
- Policy type
- Date of commencement
- Premium amount
This helps you manually keep track of all your policies.
3. By Registering Your Policies Online
If you have not linked all your policies to your online account, you can register each policy number on the LIC website. Once linked, all policies will appear in your dashboard.
Step-by-Step Guide to Check LIC Policy Status Online via Website
Follow these steps to check your LIC policy status using your mobile or computer browser:
Step 1: Visit Official LIC Website
Open your browser and go to the official LIC website:
👉 www.licindia.in
Step 2: Register as a New User (If Not Registered)
If you are visiting for the first time:
- Click on “Customer Portal”
- Select “New User”
- Enter your policy number, date of birth, mobile number, and email ID
- Create a user ID and password
Step 3: Login to Your Account
Once registered, login using your user ID and password.
Step 4: View Policy Details
After logging in, you can:
- Check policy status (Inforce, Lapsed, Paid-up, Maturity)
- View premium due date
- Check premium amount
- See bonus details
- Download policy statements
This method is secure and provides complete policy information in one place.
LIC Policy Status Check on Mobile Using LIC Digital App
LIC has launched its official mobile application called LIC Digital to make services more accessible for smartphone users.
How to Download LIC App
- Open Google Play Store on Android or App Store on iPhone
- Search for “LIC Digital”
- Download and install the app
How to Use LIC App to Check Policy Status
- Open the LIC Digital App
- Click on “New User” to register (if not already registered)
- Login using your credentials
- Go to the “Policy Status” section
- Enter your policy number
- View complete policy details including:
- Current status
- Premium due
- Maturity details
- Nominee information
This is one of the easiest and most convenient ways to manage your LIC policies on mobile.
Check LIC Policy Status Without Login Using Chatbot (LIC Mitra)
If you do not want to login or install any app, LIC also offers a chatbot service known as LIC Mitra.
How to Use LIC Mitra Chatbot
- Visit the official LIC website
- Go to “Customer Services”
- Click on the chatbot icon
- Enter your basic details and policy number
- Get policy status information instantly
This method is useful for quick status checks and basic queries.
How to Pay LIC Premium Online (Multiple Methods)
Paying LIC premium online is quick, secure, and convenient. You can pay your premium through the following methods:
1. LIC Official Website
- Visit www.licindia.in
- Click on “Pay Premium Online”
- Enter your policy number
- Pay using debit card, credit card, net banking, or UPI
2. UPI Apps (PhonePe, Google Pay, Paytm)
- Open your UPI app
- Go to “Insurance” or “Bill Payments” section
- Select LIC
- Enter policy number
- Complete payment
3. Net Banking
- Login to your bank’s net banking portal
- Go to “Bill Pay” or “Insurance” section
- Add LIC as a biller
- Pay premium easily
4. LIC Digital App
- Login to LIC app
- Select your policy
- Click on “Pay Premium”
- Choose your preferred payment method
Online premium payment ensures you never miss your due date and keeps your policy active.
Important Tips and Safety Guidelines
1. Keep Your Mobile Number Updated
Ensure that your registered mobile number and email ID are linked with your LIC policy. This helps in receiving OTPs, alerts, and reminders.
2. Beware of Fraud Calls and Messages
LIC officials never ask for:
- OTP
- Bank account details
- Debit/credit card details
If you receive such calls, do not share any information.
3. Use Only Official Website and App
Always use:
👉 www.licindia.in
and official LIC Digital App.
Avoid clicking on suspicious links shared on social media or WhatsApp.
4. Save Payment Receipts
After paying premium online, download and save the payment receipt for future reference.
Benefits of Using LIC Digital Services
- 24×7 access to policy information
- No need to visit branch offices
- Quick premium payments
- Instant policy status updates
- Transparent and secure system
- Saves time and effort
LIC Customer Care Helpline
For any assistance related to policy status, premium payment, or technical issues, you can contact LIC customer care:
LIC Helpline Number: +91-22-6827-6827
Official Website: www.licindia.in
You can also visit your nearest LIC branch for offline support.
Conclusion
Digital services have made life much easier for LIC policyholders. With just a smartphone and internet connection, you can now check your LIC policy status, track premium due dates, pay premiums online, and manage multiple policies without any hassle.
If you have invested in LIC policies for your family’s financial security, it is very important to monitor them regularly and ensure timely premium payments. By following the methods explained in this guide, you can take full control of your LIC policies directly from your mobile phone.
